Possible iPhone headphone jack obstruction?

The controls on my headphones won't work with my phone anymore and further more there isn't that "click" that you get when you plug them in all the way. The headphones work on my iPod so that's not the problem. I'm not sure but I think there's some dirt or lint in there. I'll try getting a better look at it later with a small bright flashlight. If there is something in there how do I get it out? Ive heard suggestions for paper clip and toothpick. I may just take it to the apple store, but I honestly dont trust them. Last time I was there they told me I needed a new phone, $200 and about a week later I learned I didn't and they coulda easily just fixed the problem.